Stand out from the crowd in busier-than-expected housing market
Founder of Rose Capital Partners It was certainly expected by many that 2023 would be something of a slower year than we have been used to of late. The tail end of 2022 sent shockwaves through the market, with the interest rates on mortgages rapidly increasing to levels we haven’t seen in a decade or […]
Why now may be the right time to invest in buy to let
Founder of Rose Capital Partners While we are now into a new year, there’s no question that the mortgage market is continuing to feel the effects of 2022, and very specifically the final quarter. The market underwent a major shock following the mini-Budget from the then-Chancellor Kwasi Kwarteng. While there were a host of likely […]
Mortgage Market Update – 2022 Review
Founder of Rose Capital Partners I think I can summarise 2022 by the following statement – Just when you thought it was safe to get back into the water, Liz Truss happened… While many of the issues we are now facing (high inflation, rising interest rates, jobs cuts and business failures) were all risks well […]
Market upheaval reinforces value of advice
Richard Campo, Founder of Rose Capital Partners One of the big lessons to take from the upheaval of the last couple of months has been the importance of getting quality, independent advice when arranging a mortgage. The choice of the right mortgage product has been quite straightforward the last decade or so, really. Interest rates […]
Mortgage Market Update – November 2022
Richard Campo, Founder of Rose Capital Partners It very much looks like we are over the hump now. Mortgage pricing is coming down, money markets continue to settle, and lenders are offering pretty much a full range of products again. Lets hope the now infamous ‘Mini-Budget’ is reserved for Pub Quiz’s and nightmares only now! […]
Top slicing trick may be the answer for landlords
Richard Campo, Founder of Rose Capital Partners It has been a surreal month or so for the mortgage market. The decisions made by the Government, the former Prime Minister and former Chancellor have turned the mortgage world upside down. With expectations at one point that the Bank of England would hike Base Rate as […]
Mortgage lender changes that could restrict how much you can borrow
Richard Campo, Founder of Rose Capital Partners As anyone looking for a mortgage at the moment knows, the chaotic scenes at the top of the Government have had big repercussions when it comes to home loans. The speculation over likely increases to the Bank Base Rate, following the disaster that was the mini-Budget, has […]
What The Mortgage Market Turmoil Means For You
It’s been a rocky week for the mortgage market. The fallout from the Government’s ‘mini-Budget’ has been severe, with the value of the pound plummeting to record lows and mounting speculation that the Bank of England will have to increase bank base rate substantially in the months ahead. The Bank had already increased base rate […]
How Holiday Let Can Deliver For Property Investors
One area of the property market which has had a particularly strong couple of years has been holiday lets. It would be easy to suggest that the boom in holiday let was entirely down to the pandemic, and that interest would inevitably fall away once restrictions were removed. While it’s true that the inability to […]
Mortgage Market Update – August
Welcome to our review of the month and a look at the themes that will affect the mortgage and property market going forwards. This month I will leave brevity to one side and to dive straight into a controversial and complex topic – mortgage pricing and what opportunities that may hold – As we feel we […]