The Overlooked Mortgage Which Could Save You Money
Borrowers who are looking for a new mortgage, whether to purchase a property or in order to remortgage from their existing deal, have no shortage of options. A recent study from financial information site Moneyfacts found that there are now more than 4,100 mortgage products available. That’s an astonishing level of choice for a borrower […]
Bonus income mortgage: what are your options?
How can you get a bonus income mortgage with large or variable bonuses? Including being paid in shares? Lenders tend to get wary when bonuses are around or are higher than your basic salary, when assessing your bonus income mortgage. Bonus income mortgage example For example, if your bonus exceeds your basic salary, many lenders […]
G-Rate expectations – Rising inflation, interest rates, mortgage pricing
No time to read? Listen to the podcast or Watch the video This week we look at how rising inflation is changing rate expectations of where interest rates may go this year, and what knock-on impact that will have on mortgage pricing. Inflation in the UK hit 5.4% at the highest level since 1992 which […]
The upsides of inflation with rising GDP and mortgage rates
No time to read? Listen to the podcast or Watch the video This week we’re going to talk through a little bit about the upsides of inflation, and why inflation decreases costs in real terms, one of my favourite economics terms. Before we get into that, if you’ve seen the news cycle so far into […]
Discounted mortgage rates be cautious
No time to read? Listen to the podcast or watch the video Before I discuss discounted mortgage rates, LIBOR and SONIA, a bit about resolutions… For many of us, it’s been the first week back in the office after the new year. That rare time of year when you can actually see the bottom of […]