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News

Opportunities in this mortgage market?

For the last few weeks the opportunities in this mortgage market has felt a bit like playing 'Whack-A-Mole' as lender criteria changes, interest rates change, and latterly, valuation policies change. But as is always the case, things start to settle...

Market recovery continues

Last week we saw the most positive updates from lenders since lock-down as the market recovery continues. Many lenders returning to the market with increased offerings around how they can conduct surveys, raising their LTV restrictions (meaning it is now...

Business as usual

We are operating business as usual. While completely respecting the situation we find ourselves in, we do also intend to carry on as best we can to ensure all our clients get the same excellent service you would expect from...

What does it mean by remortgaging?

Remortgaging is simply the process of switching from one mortgage lender to another. Typically this is done just before your current deal expires. More and more lenders are trying harder to keep their customers so your existing provider will often...

When to remortgage

Richard Campo, founder and managing director of mortgage and protection advisors Rose Capital Partners, shares his advice on when to remortgage with Marsh and Parsons. What to consider when remortgaging If you find yourself coming around to remortgage time, or...

The cost of free legal work

When you are looking at arranging your next remortgage, it is often a given that you will use the lenders ‘Free Legal’ service. As long as you kick off the process in good time, that will be the best option...

When, how and if to remortgage?

It was interesting to see that UK Finance released figures on 26th November stating that Remortgage loan approvals were up nearly 13% in October this year, compared to October 2018. That is also a step up from last month's figures...

Market Update

Market Update – Once again, the sweet science served up monster helping of drama at the weekend! (that is the Wilder vs Fury fight in case you were wondering). But what really grabbed me was the post-fight Interview with Tyson...

Mortgage Market Update

Market Update – You would have been living under a rock if you haven’t been caught up a debate that starts with the letter B this week. I have remained relatively tight lipped on the subject to date, mainly as...

Mortgage Market Update

Market Update –  M&A action is back in a big way in the mortgage world! (That is Merger & Acquisition, not the place where you buy your chinos). Last week Virgin Money was acquired by CYBG, the parent company that...

European Mortgage Credit Directive

The upcoming MCD (for short), which comes into effect from the 21st March could have a significant impact. As the name would suggest, this is a European wide change so that all EU members disclose mortgage agreements in the same format....

Increase in Stamp Duty

This has been quite well documented, but as of 1st April this year, the Government are introducing a 3% increase to Stamp Duty on house purchases where this is not your main residence. So this will impact any purchase of...

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Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Rose Capital Partners Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.