Bank of England Interest Rate Rise Effect on Mortgages

As widely anticipated, the Bank of England has raised its benchmark interest rate from 0.1% to 0.25%. As it has been a good while since we have been in an environment where we expect interest rates to rise steadily over the next few years, here are a few things to look out for from a […]

The role of Life Insurance with a mortgage

When you first come to get a mortgage, very rarely does it cross your mind – what happens to the mortgage if I die – life insurance with a mortgage is furthest from your mind. You are rightfully focused on all the logistical things you need to consider, and the fun aspects of picking out […]

How Banks are disappearing from the High Street

Before I get onto the topic of how banks are disappearing, this week marks Rose Capital’s 7th Birthday. Like all celebrations at present that will be a more muted affair than would normally be the case (such as my 40th that came and went in November), but hopefully we can make up for that in […]

What characterises a Trusted Advisor?

The words ‘trusted advisor’ are often banded around on business courses or seminars, but what does it really mean? This is a topic our Managing Director, Richard Campo feels very passionate about, and so wanted to share some of his thoughts. Richard Says: I’ve been working financial services my whole career, specifically focusing on mortgages. […]

The Psychology of Money | Winston’s Words of Wisdom

Well, here we go again, house bound for the foreseeable. If I am honest, I quite like it. It’s nice having everyone at home and our morning run is now never missed out whatever the weather! So it’s not so bad as it may first seem. That leads me nicely to a book I have been […]

Unshakeable | Winston’s Words of Wisdom

Another week flies by and another week of quite chaotic news and economic activity. It’s hard to know which way to turn sometimes, but being a dog, I simplify things. The highlight of my day is often chasing Squirrels out of the garden, or playing with other dogs round in park. But when I am […]

Atomic Habits | Winston’s Words of Wisdom

Welcome back to Winston’s Words of Wisdom, and my new reading recommendation: Atomic Habits. I am very glad to be back after an extended period of being on Furlough. I’m sure we’ll have a period of great reflection towards the end of this year, but what a crazy year it has been, so I am […]

Winston’s Words of Wisdom | Principles by Ray Dalio

Winston, the very well read Office Dog, shares some thoughts on his favourite reads, this week Principles by Ray Dalio. In a week of such Market Turmoil, there could not be more of an apt read right now. Being a Dog, I don’t have a huge amount to worry about, so if I am honest […]

Winston’s Words of Wisdom | Odd Dog Out by Rob Biddulph

Winston, the very well read Office Dog, shares some thoughts on his favourite reads, Odd Dog Out by Rob Biddulph. You may call me biased for this choice of book of the week, but it is a cracker. I often hear Richard reading this to the kids before bedtime. I always makes sure I curl […]

Winston’s Words of Wisdom | The Richest Man in Babylon

In a new series, we are introducing Winston, the very well read office dog and his book choice The Richest Man in Babylon. Winston loves nothing better than curling up with a good book and sharing the lessons he has learned. He recently read ‘The Richest Man In Babylon’ by George S Clason and wanted […]