Critical illness: look after yourself

I am mindful that writing about critical illness and major diseases, and the impacts they may have on your health and finances, may seem crude during a pandemic. Equally, you could view it as an opportunity to truly understand that unforeseen events have the largest impacts on your life. That is certainly very true when […]

The importance of protecting your income with a mortgage

Why is protecting your income so important? It’s really very simple, no income, no mortgage.   So it is no surprise that once the mortgage is attained, any financial advisor with any competence will then turn to protecting your hard earned income. This is where this area is filled with cheesy metaphors but they are […]

The role of Life Insurance with a mortgage

When you first come to get a mortgage, very rarely does it cross your mind – what happens to the mortgage if I die – life insurance with a mortgage is furthest from your mind. You are rightfully focused on all the logistical things you need to consider, and the fun aspects of picking out […]

Moving home? What you need to know

With so much emphasis on people moving home, or looking to buy for the first time, due to the Stamp Duty holiday, we thought it was timely to pull together some recent blogs we have written that will show you a lot more on what you need to know if you are looking at moving […]

What characterises a Trusted Advisor?

The words ‘trusted advisor’ are often banded around on business courses or seminars, but what does it really mean? This is a topic our Managing Director, Richard Campo feels very passionate about, and so wanted to share some of his thoughts. Richard Says: I’ve been working financial services my whole career, specifically focusing on mortgages. […]

Free Wills for our clients

It has been playing on my mind how we can do more to help our clients, and indeed new clients, during this period, my solution, free wills. Free Wills Therefore, last week I picked up with one of our contacts that providers our Will writing service and we are now extending that out to offer […]

What now for the mortgage market? 300320

So, what now for the mortgage market? As the dust starts to settle over the last few weeks events, some patterns are emerging and it is clearer what our challenges are going to be over the coming weeks and months. Below is a summary of what you can expect in respective areas of the market. […]

What Impacts will COVID-19 have on Insurance?

As mortgages look set to get cheaper, it appears it could be the opposite in the protection market, as the more people claim, and the more money insurers pay out, the higher premiums will become. So what Impacts will COVID-19 have on Insurance? We have looked into what the providers are currently doing, and what […]

Business as usual

We are operating business as usual. While completely respecting the situation we find ourselves in, we do also intend to carry on as best we can to ensure all our clients get the same excellent service you would expect from us over the coming weeks. The best thing we can do right now is support […]

What first time buyer mortgage protection do I need?

Do you really need first time buyer mortgage protection? As the saying goes – with great power, comes great responsibility. So very much the statement should be – with great debt, comes great responsibility. It is highly likely that a mortgage will be the largest debt you ever take out. So, while all your focus […]