Mortgage Marketplace Update – Base Rate Reaction with Nick Plappert

Base Rate Reaction with Nick Plappert Following the Bank of England’s rate rise in May, Nick Plappert, Director at Rose Capital Partners joins Richard Campo to talk over the main issues in this area, such as: – Following the Bank of England taking rates from 0.75% to 1%, how high do you think rates will […]

G-Rate expectations – Rising inflation, interest rates, mortgage pricing

No time to read? Listen to the podcast or Watch the video This week we look at how rising inflation is changing rate expectations of where interest rates may go this year, and what knock-on impact that will have on mortgage pricing. Inflation in the UK hit 5.4% at the highest level since 1992 which […]

Flattening economic data and the mortgage market

Before I discuss the flattening economic data… I have mainly been lying in a dark room today, recovering from what is akin to PTSD after my daughter’s birthday parties yesterday… After the last few years, we thought it would be a great idea to throw a joint party for my daughters who are turning 5 […]

Tensions in the housing market

Much like the wider tension we are seeing in society more generally, there are some specific tensions in the housing market. These centre around some long-standing themes that have come sharply into focus in the last week or so. I’m slowly recovering from a rare Saturday night out – out, watching Pete Tong & The […]

Rise in interest rates expected

I have been quite flattered of late as I have been approached by several journalists and news outlets for commentary around the expected rise in interest rates. I have selected a few of the more interesting snippets below: This recent article in Bloomberg picked up a theme we have been talking about for some time, in that […]

Mortgage Loans Get Larger

Navigating the complex world of mortgage loans may seem tough but if you feel you have had a hard week, just spare a thought that it could be worse, you could be Ole Gunnar Solskjaer… Conversely, it’s a good time to be in the property market, mortgage loans are getting larger, credit conditions are easing, […]

Mortgage Lending Above Pre-Covid Levels

For anyone who sat in a queue for fuel this week, you probably had time to reflect that this country really isn’t functioning at an optimal level at present, to say the least… Luckily for me, I am one of those smug electric car drivers, but it has been quite surreal seeing huge lines outside […]

Why use a mortgage broker?

I’m often asked why use a mortgage broker when I can go online or talk to my bank? In this week’s blog, I explain why a good mortgage adviser is more than simply finding the best mortgage for you. It was very nice having a few days of late summer last week. Even more so, […]

Mortgages with smaller deposits, mortgage rates and larger loans

This week I discuss mortgages with smaller deposits, mortgage rates hitting new lows, and larger loans available from mainstream lenders. For most of us with children, this is the first full week back with a semblance of normality! For those without children, a great chance to get away without being surrounded by kids and not […]

London Rental Market Rebounds

As frightening as this is, we enter September this week! and I’m talking about the London rental market and house purchase completion times. The pandemic has completely shot my sense of time to pieces, but what I am hoping is that we can start to get back to ‘normality’ from this September onwards. My eldest […]