Choppy Water | What will happen with interest rates?
It’s been said many times before, but only a fool would try and predict financial markets. Primarily as they are so complicated (which is even before you get to Corona Virus…) and with so many variables ahead, it is very hard to say what will happen with interest rates in the coming months. That said, […]
How much deposit do I need as a First-time buyer?
One of the most commonly asked questions when looking to buy for the first time is. How much deposit do I need? The longer answer is that it is dependant on your circumstances. Purchase price, income and property type. The short answer is – about 5%. The 5% deposit As a rule, the majority of […]
Choosing a mortgage lender (looking past headline terms and into the detail of total fees & stability of the bank offering them)
If choosing a mortgage lender and finding the right mortgage was easy, I wouldn’t have a job. So it is a double edge sword for us. It’s great to have choice, but too much choice is a bad thing. (As is common these days, it can lead to analysis paralysis). To give you an idea […]
How much can I borrow for a mortgage? A complete guide
How much can you borrow for a mortgage? A guide to borrowing and affordability Having done this job for nearly 20 years, the most common question I have been asked by clients is – How much can I borrow and how much is it going to cost? The ‘cost’ question is down to product choice, […]
