Choppy Water | What will happen with interest rates?

It’s been said many times before, but only a fool would try and predict financial markets. Primarily as they are so complicated (which is even before you get to Corona Virus…) and with so many variables ahead, it is very hard to say what will happen with interest rates in the coming months. That said, […]

How much deposit do I need as a First-time buyer?

One of the most commonly asked questions when looking to buy for the first time is. How much deposit do I need? The longer answer is that it is dependant on your circumstances. Purchase price, income and property type. The short answer is – about 5%. The 5% deposit As a rule, the majority of […]

How much can I borrow for a mortgage? A complete guide

How much can you borrow for a mortgage? A guide to borrowing and affordability Having done this job for nearly 20 years, the most common question I have been asked by clients is – How much can I borrow and how much is it going to cost? The ‘cost’ question is down to product choice, […]