What the financial, property & mortgage themes of 2021 mean for 2022

Well, what a year that was… financial, property & mortgage themes of 2021. I could talk for hours about events of this year, and if you are after a very funny and yet scathing review of the year Frankie Boyle’s New World Order would be a great place to look. Granted he is not everyone’s cup of […]

Tensions in the housing market

Much like the wider tension we are seeing in society more generally, there are some specific tensions in the housing market. These centre around some long-standing themes that have come sharply into focus in the last week or so. I’m slowly recovering from a rare Saturday night out – out, watching Pete Tong & The […]

Property Wealth Hits £4.87tn!

The key to property wealth is that it’s a long-term game. For regular readers, you will know that I am a huge fight fan, so I was glued to the TV on Saturday night for the AJ vs Usyk fight to see how boxing’s equivalent of a chess match would play out. It actually went […]

The property market, Yin to mortgage lending Yang

Another week in the property market, and another release of a record low mortgage rate! This time, Platform (the broker lending arm of the Co-Op Bank) has steamed in with a 0.79% 2 year fixed rate! So the mortgage rate war wages on unabated, despite recent movements upwards in money markets… So I have given […]

Why use a mortgage broker?

I’m often asked why use a mortgage broker when I can go online or talk to my bank? In this week’s blog, I explain why a good mortgage adviser is more than simply finding the best mortgage for you. It was very nice having a few days of late summer last week. Even more so, […]

Mortgages with smaller deposits, mortgage rates and larger loans

This week I discuss mortgages with smaller deposits, mortgage rates hitting new lows, and larger loans available from mainstream lenders. For most of us with children, this is the first full week back with a semblance of normality! For those without children, a great chance to get away without being surrounded by kids and not […]

London Rental Market Rebounds

As frightening as this is, we enter September this week! and I’m talking about the London rental market and house purchase completion times. The pandemic has completely shot my sense of time to pieces, but what I am hoping is that we can start to get back to ‘normality’ from this September onwards. My eldest […]

Broker only mortgage deals

Before I talk about broker-only mortgage deals, some news on our fundraising. While many of you were tucked up snuggly in bed this morning, 4 of us ran the Vitality Half Marathon across London. Very well done for Nick Plappert getting the fastest time of 1:43. I managed a personal PB of 1:51 and Paul […]

The Start Of A Property Boom?

So why could this be the start of a property boom when much of the economy has suffered so badly in recent times? After many years of asking, I finally relented and went camping with my mother over the weekend. My wife very sensibly declined and used looking after the dog as a convenient excuse […]

Lowest ever mortgage rate

More news this week on the lowest ever mortgage rate… I am back and truly refreshed after a week away in Jersey. We were very lucky with the weather and got out to explore a lot of what is such a beautiful Island. It’s not the Med, but to have such a beautiful place on […]