With so much emphasis on people moving home, or looking to buy for the first time, due to the Stamp Duty holiday, we thought it was timely to pull together some recent blogs we have written that will show you a lot more on what you need to know if you are looking at moving before 31st March!
How much can I borrow for a home to live in?
- The perennial most asked question when it comes to moving home! We look at that subject in much greater detail here:
- An updated and lighter version of the above, post-Covid is also well worth a read:
How does Buy-To-Let Work?
- You may well be looking at buying an investment property or looking to hold onto your current property, retain it as a rental property and buy a new home. If that is the case, this is the blog for you:
How do interest rates work?
- Closely linked to the above questions, as after people want to know what they can borrow, the next question is – how much is it going to cost? This article explores these themes in detail, however, a small point to note is that this was ‘pre-Covid’, so while the base rate has come down since this article has posted, the principles haven’t changed.
What role does the mortgage valuation play?
- This recent blog is a essential reading as with house prices being such a hot topic at present:
How does your credit score affect the mortgage you get?
- This is a very complex area but we have filtered it down to the basics and what it is important from a mortgage perspective here:
How can you protecting your mortgage?
- Lastly, but by no means least is looking at how you can protect your new mortgage. All your hard work can be undone if something unexpected happens and you don’t have the resources to fall back on. We feel it is immoral to help you find a mortgage and not protect it. That is why we offer our clients a free Will along with advising on the relevant aspects in protecting your home, income and family:
As ever, if you would like to talk to one of the team on the above points, or any of your mortgage needs for that matter, we would be delighted to help so please do get in contact.