Flattening economic data and the mortgage market

Before I discuss the flattening economic data… I have mainly been lying in a dark room today, recovering from what is akin to PTSD after my daughter’s birthday parties yesterday… After the last few years, we thought it would be a great idea to throw a joint party for my daughters who are turning 5 […]

How to navigate the mortgage market when rates are rising

Richard Campo recently gave his industry view to Business Reporter in an article on how to navigate the mortgage market when rates are rising. The article provides much useful insight into the impact of likely interest rates on the mortgage market and what this means for those looking for a mortgage or to remortgage. Click […]

Mortgages with smaller deposits, mortgage rates and larger loans

This week I discuss mortgages with smaller deposits, mortgage rates hitting new lows, and larger loans available from mainstream lenders. For most of us with children, this is the first full week back with a semblance of normality! For those without children, a great chance to get away without being surrounded by kids and not […]

Mortgage rate rises and rent increases?

Like many of you I suspect, I have spent the weekend in the garden (or anywhere outdoors!) enjoying the fabulous weather rather than thinking about mortgage rate rises. I suspect it will be a Monday morning of a fair few people being a bit sunburnt, or a bit hungover, or both! This is how we […]

Mortgage Lenders Loosen Purse Strings

BoE Holds Interest Rates Last week, the MPC (Monetary Policy Committee) of the Bank of England met and decided unanimously to hold rates at the historic low of 0.1%. There was no surprise in that decision as they have been very clear on the direction of travel – that despite inflation being above the 2% […]

Now is a time you need a good mortgage broker on your side

I can imagine that most people put aside their search for a good mortgage broker and spent the weekend dashing to the coast, having BBQ’s, toasting them themselves in the sun or watching the Football. Or maybe all of the above! The glorious weather really does take the edge off the mess that is foreign […]

Market rates flat with complex mortgage landscape

I am back from a lovely week off, refreshed, tanned and even with a proper haircut (the longer hair thing just wasn’t working for me…) I rolled the dice and booked a holiday by the seaside for half term with the international travel situation being such a mess at the moment. Thankfully the weather was […]

Zombie mortgage deals, the issue won’t die

In our line of work, as with most people’s work I suspect, having issues come up on your cases/workload are normal, currently we keep dealing with ‘zombie mortgage deals’. Any client-based work is the same regardless of the sector you work in. Everything ticks along nicely until, bang, you get an email that harpoons weeks […]

Mortgage Lenders Feeling The Strain?

If you feel that reading this Mortgage Lenders Feeling the Strain update is far too much effort, please do feel free to scroll down to the end of this blog where you can watch the content of this blog in video format instead. In fact we have put all our recent updates on our new […]

Mortgage applications approved or not?

I would like to make some pithy comments on The Line of Duty, or whatever farcical events there have been on social media, or the complete implosion around Man Utd, but in all honestly, I have been so busy I am struggling to know what is going on in the ‘real world’ (including whether mortgage […]