Tensions in the housing market

Much like the wider tension we are seeing in society more generally, there are some specific tensions in the housing market. These centre around some long-standing themes that have come sharply into focus in the last week or so. I’m slowly recovering from a rare Saturday night out – out, watching Pete Tong & The […]

Property Wealth Hits £4.87tn!

The key to property wealth is that it’s a long-term game. For regular readers, you will know that I am a huge fight fan, so I was glued to the TV on Saturday night for the AJ vs Usyk fight to see how boxing’s equivalent of a chess match would play out. It actually went […]

The property market, Yin to mortgage lending Yang

Another week in the property market, and another release of a record low mortgage rate! This time, Platform (the broker lending arm of the Co-Op Bank) has steamed in with a 0.79% 2 year fixed rate! So the mortgage rate war wages on unabated, despite recent movements upwards in money markets… So I have given […]

London Rental Market Rebounds

As frightening as this is, we enter September this week! and I’m talking about the London rental market and house purchase completion times. The pandemic has completely shot my sense of time to pieces, but what I am hoping is that we can start to get back to ‘normality’ from this September onwards. My eldest […]

The Start Of A Property Boom?

So why could this be the start of a property boom when much of the economy has suffered so badly in recent times? After many years of asking, I finally relented and went camping with my mother over the weekend. My wife very sensibly declined and used looking after the dog as a convenient excuse […]

Housing Market Hots Up and Mortgage Rates Continue To Fall

This week, the housing market hots up… and mortgage rates continue to fall. I have managed to get away this week with the family to the beautiful island of Jersey. It was very nice this morning to wake up with a view of the Corbiere lighthouse and the very scenic coastline you get around here. […]

Deadline day for UK Property market

The bi-annual football transfer windows always make for interesting viewing, especially the ‘Deadline day’ action. For once in the mortgage broker world, we have had something equally exciting in the UK Property market. With the Chancellor announcing the extension of the Stamp Duty holiday in March to the end of June, that created our very […]

Negative equity concerns explained

Summer was nice while it lasted… Very worrying that I found myself some solace in the rain ‘as the garden really needed it’… how very middle class I have become. I won’t bang on about how hard it is to deal with lenders at present, as I have banged that drum aplenty in recent weeks. […]